Affirm is the smartest way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget. With a one-time-use virtual card, you can pay over time with us just about anywhere.

How to buy with Affirm

STEP 1

Go shopping

Shop your favorite items and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

 

STEP 2

Choose your payment terms

You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments.

 

 

STEP 3

Make your payments

Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.

 

1 comment

1 comment

  • John O'Brien
    • John O'Brien
    • May 11, 2025 at 6:22 am

    Get me started

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